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| 美国个人信用制度及其对我国的借鉴意义 |
| American Personal Credit System and the Use for Reference in China |
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| DOI： |
| 中文关键词: 法律制度 信用中介服务机构 个人信用信息 |
| 英文关键词: Legal system Credit information organ Personal credit information |
| 基金项目: |
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| 中文摘要: |
| 我国信用体系不健全已经成为妨碍我国经济正常运转的严重障碍，而美国有着发达的消费信用市场和
法制化的个人信用运行机制，可以为完善我国个人信用制度提供有益的经验。文章通过对美国个人信用的运行体
系及其法律制度的分析，提出了一些有利于我国个人信用制度的建议。 |
| 英文摘要: |
| At present, the prevalence of dishonest operation have seriously hindered national economic development. But in America,
the personal credit system is well-developed. This essay analyzes the run and the legal rules of the personal credit system in America,
and put forward some proposals to establish a reliable national personal credit system in China. |
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